Risk Snapshot
Ratings represent risk relative to North America. 100 is the highest risk for the hazard and 1 is the lowest, but does not indicate no risk. Flood and fire are rated based on the buildings in Charlotte exposed to these hazards. See hazard sections below and check your address for details.
Heat risk in Charlotte, NC is extreme. Precipitation risk is very high. Drought risk is high. About 96% of buildings in Charlotte, NC are at risk of wildfire, and the risk level for these buildings is relatively low. About 11% of buildings in Charlotte, NC are at risk of flooding, and the risk level for these buildings is high.
Fire and flood risk can vary significantly for individual properties within a city. Check your address for detailed heat, precipitation, fire, flood, and drought risk through 2050.
The number of the hottest days in Charlotte is projected to keep increasing.
In a typical year around 1990, people in Charlotte, NC experienced about 7 days above 95.6ºF in a year. By 2050, people in Charlotte are projected to experience an average of about 40 days per year over 95.6ºF.
Climate change is increasing the frequency and intensity of heat waves, even in places with cooler average temperatures. See more information on heat risk. Everyone can take steps to reduce their risks from extreme heat.
The share of precipitation during the biggest downpours in Charlotte is projected to increase.
A downpour for Charlotte, NC is a two-day rainfall total over 1.0 inches. Around 1990, about 41.0% of precipitation fell during these downpours. In 2050, this is projected to be about 45.0%. The annual precipitation in Charlotte, NC is projected to increase from about 44.8" to about 47.9".
Extreme precipitation in any form can pose significant risks. Climate change is increasing the potential for extreme rainfall or snowfall because warmer air can hold more water vapor. See more information on storm risk. Property owners can take steps to reduce their risks from extreme precipitation.
The average water stress in Charlotte is projected to be about the same around 2050 as around 2015.
The Lower Catawba watershed, which contains Charlotte, NC, has experienced 748 weeks (62% of weeks) since 2000 with some of its area in drought of any level, and 103 weeks (9% of weeks) since 2000 with some of its area in Extreme or Exceptional drought. Source: National Drought Monitor.
Climate change is increasing the risk of drought. Water stress (the ratio of water demand to supply) depends on how water utilities source water and their plans to adapt to climate change. Property owners can also take steps to reduce their risks from drought.
The risk on the most dangerous fire weather days in Charlotte is low. The number of these days per year is expected to increase through 2050.
Of 433 census tracts in Charlotte, NC, there are 408 where more than a quarter of buildings have significant fire risk, and 398 where more than half of buildings have significant fire risk. Property owners can take steps to mitigate their risks from wildfires.
Fire risk depends on proximity to vegation: densely developed urban areas have a much lower risk of burning than areas adjacent to wildland. Climate change increases risks from wildfire by creating hotter, drier conditions for fires to spread. ClimateCheck ratings of fire risk are based on projected weather conditions and U.S. Forest Service models simulating fire behavior.
Buildings at risk in Charlotte average about a 44% chance of a flood about 1.7 feet deep over 30 years.
Of 433 census tracts in Charlotte, NC, there are 12 where more than a quarter of buildings have significant risk from surface (pluvial) flooding and riverine (fluvial) flooding. Property owners can check a specific address for flood risk including FEMA flood zone, then take steps to reduce their vulnerability to flooding damage.
Climate change is increasing inland and coastal flooding risk due to sea level rise and increasing chances of extreme precipitation. See more information on flooding risk.
The projections on this page describe a future that we still have a chance to avoid. To keep average global warming below 1.5ºC—the goal agreed on in the 2015 Paris Climate Accords—we need to act rapidly to drastically reduce greenhouse gas emissions.
The risks presented on this page reflect modeled averages for Charlotte, NC under one projected emissions scenario and can vary for individual properties. To find out more, check a specific address and request a report describing risks to your property and in your area.
The latest Intergovernmental Panel on Climate Change report states: “If global emissions continue at current rates, the remaining carbon budget for keeping warming to 1.5ºC will likely be exhausted before 2030.” This remaining carbon budget is about the same amount as total global emissions 2010-2019.
In the United States, the largest share of greenhouse gas emissions comes from transportation (about 30%). Globally the vast majority of transportation-related emissions come from cars and trucks, followed by shipping and air travel, which is growing quickly.
Compared to the rest of the world, the U.S. uses twice the average share of emissions for its buildings (including heating and cooling).
Estimate your emissions with the CoolClimate calculator.
Reducing emissions is necessary and possible across the globe and in every part of our society. Learn more with the Not Too Late project and the Project Drawdown introduction to climate solutions.
Check our free report for tips on protecting your home from hazards.
Green infrastructure is a category of nature-based solutions for managing increasing precipitation. Find resources for individuals and municipalities through the EPA Soak Up the Rain initiative.
Planting trees and vegetation helps reduce extreme heat in urban environments. Cool pavements can also help. Search the Heat Island Community Actions Database to see what some municipalities have been doing to reduce extreme heat risk.
Read more about building resilience for communities: U.S. Climate Resilience Toolkit
Use the Common Cause tool to find your representatives, how to contact them, and information about political contributions and bills they have introduced.