Ratings represent risk relative to the contiguous United States. 100 is the highest risk for the hazard and 1 is the lowest for the U.S., but does not indicate no risk. Flood and fire are rated based on the buildings in Miami exposed to these hazards. See hazard sections below and check your address for details.
Floods, storms, and extreme heat hitting Miami, Florida in recent years have caused severe threats to the people and infrastructure of the city, especially in the densely developed areas of downtown and Miami beach. Due to the dangers of climate change, Miami is rated by some as the most vulnerable coastal city in America for natural disasters.
Miami’s famous beachfront has been subject to severe hurricane damage and recurring flooding at high tides due to rising sea levels. This has allowed saltwater to intrude into the drinking water and has compromised waste treatment plants in the area. One plan for combatting flood damage in Miami proposes elevating buildings and roads and another recommends installing a 20-foot sea wall. Many experts are skeptical that these projects will be effective enough to protect large scale property damage in coming years. This threat has caused property values to drop in many low-lying coastal areas while real estate investors look inland for future development.
Hot summer temperatures can make summer living conditions in Miami uncomfortable and expensive. Miami Dade county recently elected the first chief heat officer in the world. Since 1970, the county has had an increase of above 90 degree days from 84 to 133 a year. Combined with the threat of rising humidity, heat risk poses a severe problem, especially to vulnerable communities.
The number of the hottest days in Miami is projected to keep increasing.
In a typical year between 1985-2005, people in Miami, FL experienced about 7 days above 92.4ºF in a year. By 2050, people in Miami are projected to experience an average of about 88 days per year over 92.4ºF.
Climate change is increasing the frequency and intensity of heat waves, even in places with cooler average temperatures. See more information on heat risk. Everyone can take steps to reduce their risks from extreme heat.
Buildings at risk in Miami average about a 72% chance of a flood about 2.0 feet deep over 30 years.
Of 181 census tracts in Miami, FL, there are 175 where more than half of buildings have significant risk from storm surge, high tide flooding, surface (pluvial) flooding, and riverine (fluvial) flooding.Property owners can check a specific address for flood risk including FEMA flood zone, then take steps to reduce their vulnerability to flooding damage.
Climate change is increasing inland and coastal flooding risk due to sea level rise and increasing chances of extreme precipitation. See more information on flooding risk.
The amount of precipitation during the most extreme days in Miami is projected to decrease.
An extreme storm for Miami, FL is a 48-hour rainfall total greater than 1.1 inches. Historically, about 22.2" of rain (or the equivalent in snow) fell over about 11 storms each year. By 2050, about 21.0" of rain are projected over about 11 storms each year. The annual precipitation in Miami, FL is projected to decrease from about 56.0" to about 54.1".
Extreme precipitation in any form can pose significant risks. Climate change increases the potential for extreme rainfall or snowfall because warmer air can hold more water vapor. See more information on storm risk. Property owners can take steps to reduce their risks from extreme precipitation.
The recent average water stress in Miami is low and projected to increase through 2050.
The Florida Southeast Coast watershed, which contains Miami, FL, has experienced 558 weeks (49% of weeks) since 2000 with some of its area in drought of any level, and 82 weeks (7% of weeks) since 2000 with some of its area in Extreme or Exceptional drought. Source: National Drought Monitor.
Climate change is increasing the risk of drought. Water stress (the ratio of water demand to supply) depends on how water utilities source water and their plans to adapt to climate change. Property owners can also take steps to reduce their risks from drought.
The risk on the most dangerous fire weather days in Miami is low. The number of these days per year is expected to increase through 2050.
Of 181 census tracts in Miami, FL, there are 30 where more than a quarter of buildings have significant fire risk, and 11 where more than half of buildings have significant fire risk. Property owners can take steps to mitigate their risks from wildfires.
Fire risk depends on proximity to vegation: densely developed urban areas have a much lower risk of burning than areas adjacent to wildland. Climate change increases risks from wildfire by creating hotter, drier conditions for fires to spread. ClimateCheck ratings of fire risk are based on projected weather conditions and U.S. Forest Service models simulating fire behavior.
Mitigating climate change, by eliminating our emissions into the atmosphere and reducing our strain on the environment, and adapting to our changing planet are both vital to our well-being.
The risks presented on this page reflect averages for Miami, FL and can vary for individual properties. Check your address and request a report describing risks to your property and in your area.
Check our free report for tips on protecting your home from hazards.
Green infrastructure is a category of nature-based solutions for managing increasing precipitation. Find resources for individuals and municipalities through the EPA Soak Up the Rain initiative.
Planting trees and vegetation helps reduce extreme heat in urban environments. Cool pavements can also help. Search the Heat Island Community Actions Database to see what some municipalities have been doing to reduce extreme heat risk.
Read more about building resilience for communities: U.S. Climate Resilience Toolkit
Use the Common Cause tool to find your representatives, how to contact them, and information about political contributions and bills they have introduced.
Reducing emissions is necessary and possible across the globe and in every part of our society. Learn more with the Project Drawdown introduction to climate solutions.
Estimate your emissions with the CoolClimate calculator.