Risk Snapshot
Ratings represent risk relative to North America. 100 is the highest risk for the hazard and 1 is the lowest, but does not indicate no risk. Flood and fire are rated based on the buildings in Miami Beach exposed to these hazards. See hazard sections below and check your address for details.
Heat risk in Miami Beach, FL is extreme. Precipitation risk is high. Drought risk is significant. About 100% of buildings in Miami Beach, FL are at risk of flooding, and the risk level for these buildings is extreme. About 38% of buildings in Miami Beach, FL are at risk of wildfire, and the risk level for these buildings is relatively low. 
Buildings at risk in Miami Beach average about a 98% chance of a flood about 3.4 feet deep over 30 years.
Of 48 census tracts in Miami Beach, FL, there are 48 where more than half of buildings have significant risk from storm surge, high tide flooding, surface (pluvial) flooding, and riverine (fluvial) flooding. Property owners can check a specific address for flood risk including FEMA flood zone, then take steps to reduce their vulnerability to flooding damage.
The number of the hottest days in Miami Beach is projected to keep increasing.
In a typical year around 1990, people in Miami Beach, FL experienced about 7 days above 92.3ºF in a year. By 2050, people in Miami Beach are projected to experience an average of about 89 days per year over 92.3ºF.
The share of precipitation during the biggest downpours in Miami Beach is projected to remain about the same through 2050.
A downpour for Miami Beach, FL is a two-day rainfall total over 1.0 inches. Around 1990, about 40.0% of precipitation fell during these downpours. In 2050, this is projected to be about 40.0%. The annual precipitation in Miami Beach, FL is projected to decrease from about 53.2" to about 51.7".
The average water stress in Miami Beach is projected to be higher around 2050 than around 2015.
The Florida Southeast Coast watershed, which contains Miami Beach, FL, has experienced 581 weeks (48% of weeks) since 2000 with some of its area in drought of any level, and 82 weeks (7% of weeks) since 2000 with some of its area in Extreme or Exceptional drought. Source: National Drought Monitor.
The risk on the most dangerous fire weather days in Miami Beach is low. The number of these days per year is expected to increase through 2050.
Of 48 census tracts in Miami Beach, FL, there are 17 where more than a quarter of buildings have significant fire risk, and 9 where more than half of buildings have significant fire risk. Property owners can take steps to mitigate their risks from wildfires.
The projections on this page describe a future that we still have a chance to avoid. To keep average global warming below 1.5ºC—the goal agreed on in the 2015 Paris Climate Accords—we need to act rapidly to drastically reduce greenhouse gas emissions.
The risks presented on this page reflect modeled averages for Miami Beach, FL under one projected emissions scenario and can vary for individual properties. To find out more, check a specific address and request a report describing risks to your property and in your area.
The latest Intergovernmental Panel on Climate Change report states: “If global emissions continue at current rates, the remaining carbon budget for keeping warming to 1.5ºC will likely be exhausted before 2030.” This remaining carbon budget is about the same amount as total global emissions 2010-2019.
Check our free report for tips on protecting your home from hazards.















